Our Mission is to encourage community development through self employment opportunities for low income entrepreneurs

​

We Service the following counties in Washington State: Yakima, Benton, Grant, Adams, Franklin, Walla Walla, Chelan, Okanogan, and Kittitas.

​

​

 

Business Services

• Business assistance and plan development

• Credit coaching

• Review of personal & business financials

• Financial fitness on how to build assets

• Conduct educational business seminars

    - How to Start a Business

    - Personal & Business Financials

    - Business Tax Responsibilities

    - How to Market your business

    - How to obtain financing

 

• Business Incubator

    - Set up bookkeeping & accounting system

    - Obtain minority business certifications

    - Facilitate procurement contracts

    - Specialized business training

 

Loan Process

• Initial contact by calling, in person, or on line to receive list of documents required

• Set up appointment once documents in hand

• All personal and/or business info are reviewed & business plan idea discussed at first meeting

• If feasible, loan package is prepared

• Once staff feels it is ready, package is presented to Loan Credit Committee for approval, denial or reconsideration recommendation

• Board of Directors approves for loan disbursement

 

All are required to follow the process for any type of business assistance

 

Access to Financing

• Start up or established business

• $2,000 to $50,000 for start ups

• $50,000 to $250,000 for expansion

• See matrix for financing information

 

 

Financing Opportunities

• Start up business

    - Working capital for equipment or inventory

• Established Business

    -Purchase equipment

    -Purchase inventory

    -Working Capital

​

*Certified Development Financial Institution (CDFI)

*Certified SBA Microloan Intermediary

​